Senior Health Insurance Program

Senior Health Insurance Assistance Program

The Senior Health Insurance Assistance Program (SHIP) meets one of the most universal needs of Medicare beneficiaries , including those under 65 years of age — understanding their health insurance benefits, bills and rights. The Maryland SHIP program provides trained staff and volunteer counselors in all 24 counties. Counselors provide in-person and telephone assistance in the following general areas:

  • Medicare Prescription Drug Coverage Program (Medicare Part D)
  • Medicare supplements (Medigap Plans)
  • Assistance for disabled Medicare beneficiaries (under age 65)
  • Medicare Advantage Plans (HMOs, preferred provider organizations)
  • Long Term Care Insurance
  • Medical Assistance programs
  • Assistance for low-income beneficiaries
  • Assistance with denials, appeals and grievances
  • Billing problems
  • Health care fraud and abuse
  • Volunteer counselor opportunities
  • Free community presentations and much, much more!

The Maryland Department of Aging receives funding for this program from the Centers for Medicare & Medicaid Services, the State of Maryland and local governments. SHIP counseling services are confidential and free of charge.

Most SHIP offices are open Monday through Friday during normal business hours.

Contact a local SHIP Office:

  • Allegany 301-777-5970 ext. 110
  • Anne Arundel 410-222-4464
  • Baltimore City 410-396-2273
  • Baltimore County 410-887-2059
  • Calvert 301-855-1170 & 410-535-4606
  • Caroline 410-479-2535
  • Carroll 410-386-3806 & 1-888-302-8978
  • Cecil 410-996-8169
  • Charles 301-934-0118 & 301-870-3388 ext 5118
  • Dorchester 410-376-3662 ext. 106
  • Frederick 301-600-1604
  • Garrett 301-334-9431 & 1-888-877-8403
  • Harford 410-638-3025
  • Howard 410-313-7392
  • Kent 410-778-2564
  • Montgomery 301-590-2819
  • Prince George's 301-265-8471 & 301-265-8450
  • Queen Anne's 410-758-0848 ext.2724
  • Somerset 410-742-0505 ext. 106
  • St. Mary's 301-475-4200 ext. 1064
  • Talbot 410-822-2869
  • Washington 301-790-0275 ext. 208
  • Wicomico 410-742-0505 ext. 106
  • Worcester 410-742-0505 ext. 106

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