Continuing Care Retirement Communities

Continuing Care Retirement Communities, also known as Life Care Communities, offer a secure, stimulating and protected environment for seniors, with access to medical and nursing services, should the need arise.

There are a range of contract agreements, terms, entrance fees and monthly service fees which are set by the individual CCRC and regulated by the Maryland Department of Aging.

Information Services

The Maryland Department of Aging provides a comprehensive consumer information packet for persons interested in learning more about these communities, the law and the regulations. Consumers may use the mail response form to request a Consumer packet.

Providers of Continuing Care

Providers of Continuing Care in Maryland must complete the CCRC Development Process as specified in Human Services Article, Sections 10-401 - 10-499 of the Annotated Code of Maryland. As the regulatory authority for Continuing Care, the Maryland Department of Aging provides an information packet for a potential provider that describes the Development and Application process. Providers may use the mail response form to request a Developer packet.

Continuing Care At Home

The Maryland Department of Aging is authorized to regulate Continuing Care At Home (CCAH), a new concept in delivering services to the elderly. Similar to the Continuing Care Retirement Community (CCRC) structure, subscribers to CCAH will pay a one-time entrance fee and monthly premiums to access comprehensive, managed long term care services in their own homes. This housing option is designed for persons 60 years of age and older with moderate to higher incomes and who are living independently in the community.

CCAH services include: care coordination, home inspections by occupational therapist, assistance with activities of daily living in subscriber's home, skilled nursing services in subscriber's home, routine services of an assisted living facility, routine services of a comprehensive care facility, and assistance with the maintenance of the subscriber's dwelling.

CCAH providers must meet the same requirements as CCRCs, including approval of a feasibility study, and review and approval of the language contained in the CCAH contract. A copy of the regulations for Continuing Care at Home is available by individual request. The Maryland Department of Aging urges anyone who is considering entering into a Continuing Care At Home agreement to consult with an attorney and financial advisor before signing any documents. Although the Department of Aging regulates CCAH providers, it does not rate, endorse, or guarantee a CCAH provider.

The Maryland Department of Aging provides a comprehensive information packet for consumers and developers interested in learning more about these communities, the law and the regulations. Interested persons may use the mail response form to request a Consumer or Developer CCAH packet.

Continuing Care at Home became available to consumers in December 2002; however, it is not currently available to new consumers. There is currently one provider registered with the Maryland Department of Aging:

MESH Life Care at Home, Inc.
7600 Georgia Avenue, NW, Suite 402
Washington, DC 20012-1616

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List of CCRC's

Currently, there are 36 Contunuing Care Retirement Communities Offering contunuing care in Maryland. View CCRC list here.